Grafton County Bankruptcy

Debt Relief in Franconia

With nearly 25+ years of experience helping my clients with their bankruptcy cases, you can trust in me to lead you through yours. As a member of the National Association of Consumer Bankruptcy Attorneys, I have the respect of my peers and have proven strong abilities in handling bankruptcy law issues. Even with the skills that I possess, the most important trait that defines me as a bankruptcy lawyer is my compassion for my clients.

When you pursue legal guidance from Bryan W. Clickner, Attorney at Law, PLLC, you will find that you can easily communicate with me. As an approachable and personable lawyer, you can have confidence in my retention of the information you provide to me about your case. The goal of offering personalized representation is to ensure that my clients feel comfortable talking to me about even the most uncomfortable topics.

Chapter 13 vs Chapter 7 Bankruptcy

When considering debt relief I understand that bankruptcy is not always the best option, but it is the most common option. The question then becomes which form of bankruptcy is the best option for your specific situation. There are three kinds of bankruptcy chapters 11, 13, and 7; the most common being chapter 13 and chapter 7.

Chapter 13 bankruptcy is the legal process through which a payment plan is created depending on the debtor’s income. These payment plans are created with the purpose in mind that each individual can pay off their debt within a 3 to 5 year period with the right organization. This is typically a good option for those that can realistically pay back the debt amount.

Chapter 7 bankruptcy is a liquidation process through which the person or family in debt has to liquidate their assets to pay off their remaining debt. This is a good option for those in debt that would not realistically be able to pay off their debt through conventional means.

Local Debt Relief Attorney in Grafton County

However, there are other legal options to consider if you are in debt, including: collections defense, medical debt relief, debt negotiation, loan modification, and debt settlement. With nearly 25+ years of experience as your local Grafton County bankruptcy attorney, I am prepared to fight for your future.